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Featured Products

  • Input Loans

    Getting inputs on time is a perennial struggle for small scale farming communities. Virl’s partnership with Fintrac  is now providing timely inputs and loans, which are administered by Virl.
  • Training

    ISALs groups in Gokwe attending pre-disbursement training
  • Asset Finance Loans for Alternative Energy

    These allow rural individuals or communities to invest in alternative energy.  Through asset finance loans, Virl has assisted 3 schools to install a solar energy system to power the schools. 

Virl Microfinance is a prominent microfinance service provider and has been operational since  2010.  It has combination of seasoned and newer well-trained staff and has a diverse board of competent professionals who oversee the overall performance of the institution. Inspired by the spirit of entrepreneurship, Virl has worked with micro, small and medium enterprises from various sectors of the economy to boost income generation in individual and community development projects as well as to build capacity.

Its business model is premised on three pillars, People, Profit and the Environment, in which borrowers live and work.

The company uses both the individual and group lending methodologies to reach out to the intended clients and 85% of the client base is women entrepreneurs.

Acknowledging the role of microfinance as a developmental tool, Virl has been able to tap into the vast productive potential of the informal sector, reaching out to the unbanked and under-banked populations of the country to induct and include them in the mainstream economy. Through sound lending methodology, technical experience and a vibrant team, Virl continues to provide innovative, customised and sector-specific loan products and services that have positively contributed to social and economic well-being.

The youth constitute a focal area for Virl; working in partnership with developmental partners Virl seeks to train them and to develop specific products for start up loans.

Virl is a member of the Zimbabwe Association of Microfinance (“ZAMFI”) and Mrs Sibanda previously held the position of vice chairperson.

Virl is regulated and supervised by the Reserve Bank of Zimbabwe (“the Regulator”)(“RBZ”).

To be the provider of tailor made financial services solutions to marginalised communities in Zimbabwe in a sustainable and environmentally friendly manner.

A professional, credible and "green" MFI that is able to stimulate development and create jobs in the informal sector.

V – Viability
I – Integrity
R – Reliability
L – Long Lasting Relationships